12771 Elm
Oak Hills, CA, 92344
$700,000
MLS: CV26209454
Beds
4
Baths
3
Sq Ft
3,212
Lot
2.29 ac
Year Built
2006
MLS #
CV26209454
Days on Market
20
Listed
Sep 26, 2026
Description
Rare Oak Hills opportunity! Situated on approximately 2.29 acres, this custom single-story home offers approximately 3,212 sq. ft. of living space with 4 bedrooms and 2.5 baths. The open floor plan features a spacious great room, chef’s kitchen with granite countertops and double ovens, breakfast nook, separate den with wet bar, and a generous primary suite with fireplace, French doors, jetted tub, and tiled shower. The gated and cross-fenced property offers exceptional space and flexibility for horses, livestock, recreation, or simply enjoying the privacy of an expansive lot. Additional highlights include a 4-car finished garage, circular driveway, covered portico, greenhouse, fruit trees, koi pond, and beautiful mountain views. A wonderful combination of comfortable living, usable acreage, and peaceful Oak Hills surroundings.
Location
Oak Hills, San Bernardino County, CA 92344
Open on Google Maps ↗Listed by: Meiyan Shi · KELLER WILLIAMS EMPIRE ESTATES
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,585
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $70,000 · Loan: $630,000
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,293
- Property tax (1.25%)
- $729
- Homeowners insurance
- $300
- Mortgage insurance
- $263
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oak Hills home with as little as 3.5% down using an FHA loan — roughly $24,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Hesperia, CA 92344 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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