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ActiveSingleFamilyResidence

12782 Pawnee

Apple Valley, CA, 92308

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$450,000

Original list price: $465,000

MLS: CV26163805

Beds

4

Baths

2

Sq Ft

1,782

Lot

0.51 ac

Year Built

2003

MLS #

CV26163805

Days on Market

46

Listed

Jul 28, 2026

Description

Welcome to this beautifully maintained 4-bedroom, 2-bathroom home offering 1,782± square feet of comfortable living on a generous .51-acre lot. Built in 2003, this move-in-ready home features fresh interior paint, no carpeting throughout, RV access, a drive-through gate, and electrical hookups for your RV—perfect for outdoor enthusiasts or anyone needing space for their RV and toys. The inviting open-concept floor plan seamlessly connects the kitchen, dining area, and living room, creating an ideal space for everyday living and entertaining. A beautiful bay window fills the home with natural light and provides the perfect place to showcase your favorite plants. Bedrooms are great size with ample closet space. A favorite feature is the home's orientation, which helps keep the interior naturally cooler during the summer months. Step outside to the covered patio, where you'll enjoy shade for most of the day with only a short period of late afternoon sun—making it the perfect place to relax, entertain, or enjoy your morning coffee. Situated on a spacious .51-acre lot, you'll have plenty of room for your RV, boats, trailers, off-road toys, or the backyard you've always dreamed of—including room to add a pool. The drive-through gate provides easy access to the backyard, while the RV electrical hookups make parking your RV convenient and ready for your next adventure. A front security screen door allows you to enjoy the fresh desert breeze while adding an extra layer of security. This home offers the perfect combination of comfort, functionality, and space in a desirable Apple Valley location. Don't miss your opportunity to make it yours!

Location

Apple Valley, San Bernardino County, CA 92308

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Listed by: Karen Cochran · FIRST TEAM REAL ESTATE

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$3,567

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $45,000 · Loan: $405,000

%

Average 30-yr fixed rate 6.76% as of Sep 10, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$2,630
Property tax (1.25%)
$469
Homeowners insurance
$300
Mortgage insurance
$169
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Sep 10, 2026

30-year fixed
6.76%
15-year fixed
6.09%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Similar Homes Nearby

Active and pending listings in ZIP 92308 (Apple Valley)within ±10% of this home's price and size.

Local Market Stats

See Apple Valley, CA 92308 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.