1280 Seacliff Court 2
Ventura, CA, 93003
$489,000
MLS: V1-35266
Beds
2
Baths
2
Sq Ft
1,027
Lot
—
Year Built
1979
MLS #
V1-35266
Days on Market
29
Listed
Mar 19, 2026
Description
Step into the warm blend of charm and comfort in this beautifully updated 2-bedroom, 1.5-bath Ralston Village gem. Upstairs, you'll find bright, airy spaces designed for effortless living. The modern kitchen, complete with a pass-through bar and stainless steel appliances, flows seamlessly into a vaulted living room with a cozy fireplace and a dining area that opens to your private patio. Whether it's enjoying your morning coffee or unwinding after a long day, this outdoor retreat is your personal sanctuary.The primary suite features a spacious dressing area, a custom-designed closet, and personal powder room adjacent to the ensuite bathroom. With thoughtful conveniences like air conditioning, a two-car garage with direct access and ample storage, and a dedicated entry-level laundry room, this home is as functional as it is inviting.Beyond your patio, the community treats you to desirable amenities, including a pool, spa, tennis court, and multiple greenbelts. All this, tucked just minutes away from Ventura's lively dining scene, shopping, and easy freeway access. This home isn't just a place to live, it's a place to love.
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Arielle Gulje · Compass
Payment estimate
$3,697
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $48,900 · Loan: $440,100
- Principal & Interest
- $2,704
- Property tax (1.25%)
- $509
- Homeowners insurance
- $300
- Mortgage insurance
- $183
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $17,115 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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