5326 Gillespie Street
Ventura, CA, 93003
$455,000
MLS: V1-34869
Beds
2
Baths
2
Sq Ft
1,036
Lot
—
Year Built
2006
MLS #
V1-34869
Days on Market
4
Listed
Feb 25, 2026
Description
**Highly Desirable Single-Story Condo in Ventura - Moderate Income Program**This highly sought-after, single-story, first-floor end unit offers 2 bedrooms, 2 full bathrooms, and the rare bonus of a private 2-car garage.Perfectly positioned on a corner location, this light and bright home overlooks a peaceful greenbelt area, creating a serene setting right outside your door. The interior feels bright, clean, and inviting. The kitchen features granite countertops, an updated gas range, and dishwasher -- ideal for everyday living and entertaining.The spacious primary suite includes double sinks, generous counter space, and a large soaking tub with shower. Both bedrooms offer walk-in closets, providing ample storage. A convenient stackable washer and dryer are located inside the unit for added ease.Enjoy being just minutes from shopping, dining, local beaches, the Government Center, freeway access, and nearby parks including Thille Park. Beautiful community greenbelts enhance the welcoming atmosphere.This property is a moderate income restricted home for sale to income and owner-occupant eligible buyers ONLY. Must be primary home. Buyers MUST qualify with the City of Ventura to purchase.Don't miss this wonderful opportunity to own in one of Ventura's most desirable locations!
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Brittney Ferro · Keller Williams Santa Barbara
Payment estimate
$3,461
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,500 · Loan: $409,500
- Principal & Interest
- $2,516
- Property tax (1.25%)
- $474
- Homeowners insurance
- $300
- Mortgage insurance
- $171
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $15,925 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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