1275 Seacliff Court 2
Ventura, CA, 93003
$484,900
MLS: V1-35834
Beds
2
Baths
2
Sq Ft
1,027
Lot
—
Year Built
1979
MLS #
V1-35834
Days on Market
2
Listed
Apr 16, 2026
Description
Welcome to Ralston Village - Comfortable Coastal Living in a Prime Ventura LocationWell-positioned within the desirable Ralston Village community, this 2-bedroom, 2-bath home offers a practical layout, attached 2-car garage, and an ideal balance of comfort, convenience, and low-maintenance living in one of Ventura's most accessible locations.Inside, the home features a light and bright interior with natural flow between the living, dining, and kitchen areas. The functional floor plan separates living and private spaces, offering flexibility for both entertaining and quiet relaxation. Vaulted ceilings enhance the sense of openness, while a cozy gas fireplace adds warmth and character to the main living area.The private balcony extends the living space outdoors and is perfect for seating, morning coffee, or casual grilling while enjoying Ventura's coastal breezes, with A/C available for added comfort during warmer days. Large windows bring in natural light and contribute to the home's comfortable, airy feel.Additional features include in-unit laundry and an attached 2-car garage with direct access, offering both convenience and extra space for storage, gear, or hobbies.Residents of Ralston Village enjoy a well-maintained community with amenities including a pool, spa, tennis court, and landscaped greenbelts. Additional guest parking is conveniently located throughout the complex, and HOA dues cover water, trash, and common area maintenance, supporting a simplified, low-maintenance lifestyle.Centrally located in Ventura with easy access to the 101 and 126 freeways, this home is just minutes from local beaches, parks, coastal trails, and downtown Ventura. Nearby shopping and dining options add to the everyday convenience, while the surrounding neighborhood maintains a quiet residential feel.A strong opportunity for first-time buyers, investors, or those looking to downsize, this Ralston Village home offers comfort, functionality, and value in a well-located coastal community. VA and conventional financing options available.
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Mike Robb · Epique Realty
Payment estimate
$3,668
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $48,490 · Loan: $436,410
- Principal & Interest
- $2,681
- Property tax (1.25%)
- $505
- Homeowners insurance
- $300
- Mortgage insurance
- $182
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $16,972 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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