12820 4th Avenue
Victorville, CA, 92395
(No pictures available yet)
$539,900
MLS: OC26092340
Beds
4
Baths
2
Sq Ft
1,896
Lot
0.41 ac
Year Built
2026
MLS #
OC26092340
Days on Market
1
Listed
Apr 29, 2026
Description
Brand-new construction on a spacious half-acre lot offering modern design, quality finishes, and move-in ready convenience in one of Victorville’s most desirable neighborhoods. A rare opportunity to own a brand-new home with space to live and grow. Located in a quiet, established neighborhood known for well-kept homes and a strong sense of pride, this beautifully built 4-bedroom, 2-bath home combines style, function, and value. With clean curb appeal, attractive front landscaping, and a full three-car garage, it checks all the boxes from the start. Inside, the open-concept layout creates a bright and welcoming living space, complemented by a split floor plan that offers privacy and flexibility. Designer finishes throughout provide a polished, modern look while remaining comfortable and livable. The kitchen flows effortlessly into the main living area, making it ideal for both daily use and entertaining. The primary suite includes a walk-in shower and a thoughtfully designed bathroom space. A covered patio extends the living space outdoors, with a generously sized lot offering plenty of room for customization, recreation, or simply enjoying the space. With new construction, a functional layout, and a highly competitive price point, this home presents an exceptional value in today’s market.
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Emmett Dalton · Dalton Real Estate
Payment estimate
$4,095
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $53,990 · Loan: $485,910
- Principal & Interest
- $3,030
- Property tax (1.25%)
- $562
- Homeowners insurance
- $300
- Mortgage insurance
- $202
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 7, 2026
- 30-year fixed
- 6.37%
- 15-year fixed
- 5.72%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $18,897 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92395 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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