12821 Victoria Street
Rancho Cucamonga, CA, 91739
$1,799,999
MLS: SR26195864
Beds
5
Baths
6
Sq Ft
4,190
Lot
0.47 ac
Year Built
2015
MLS #
SR26195864
Days on Market
17
Listed
Sep 9, 2026
Description
Welcome to Beautiful Executive Model Home. Beautifully Upgraded and Move-in Ready Manning Home in a collection of 17 estate homes known as Etiwanda Classics. This community is located in the prestigious historical area of Etiwanda within the highly rate Etiwanda School District. This home offers five bedrooms, loft, master retreat, guest house suite with full bath and kitchen, 5 and one-half baths, Tesla solar and a 4-car garage. It also comes with Grundfos comfort systems to get hot water instantly. Almost 5000Sq.ft. of custom designed interiors, well designed with luxurious appointments and generous space throughout. The interior bolsters wood flooring throughout in an open floor plan and has been tastefully upgraded with a designer-like touch. Built-in surround sound in the family Room. Custom built-in stainless steal refrigerator and all upgraded kitchen appliances. The owner spent more than 150k just on upgrading. Close to Victoria Gardens. Easy access to 210 and 15 freeways. Don't miss out on this Gem of Rancho Cucamonga!
Location
Rancho Cucamonga, San Bernardino County, CA 91739
Open on Google Maps ↗Listed by: Sandy Hu · Omega Realty & Lending,Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$13,661
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $180,000 · Loan: $1,619,999
Average 30-yr fixed rate 7.03% as of Sep 24, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $10,811
- Property tax (1.25%)
- $1,875
- Homeowners insurance
- $300
- Mortgage insurance
- $675
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 24, 2026
- 30-year fixed
- 7.03%
- 15-year fixed
- 6.42%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $63,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91739 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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