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ActiveTownhouse

12826 Philadelphia St 8

Whittier, CA, 90601

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$1,144,900

MLS: OC26172937

Beds

4

Baths

4

Sq Ft

2,219

Lot

Year Built

2026

MLS #

OC26172937

Days on Market

3

Listed

Aug 7, 2026

Description

The largest floorplan at Elara, Orion offers the space, flexibility, and indoor-outdoor lifestyle of a single-family home in a thoughtfully designed three-story residence. A two-car side-by-side garage adds convenience and functionality rarely found in attached-home living. Upstairs, the luxurious primary suite provides a private retreat unlike any other. Wake up and enjoy your morning coffee on an impressive private deck spanning more than 120 square feet. Inside, the spacious primary bedroom connects to a well-appointed bathroom and walk-in closet, creating a true sanctuary. Two additional bedrooms, a full bathroom, side-by-side laundry area, linen storage, and an additional storage closet complete the second floor. The third floor is where Orion truly comes to life. A fourth bedroom and full bathroom provide flexibility for guests, multigenerational living, or a private workspace, while the nearly 250-square-foot loft offers endless possibilities. Create a media room, game room, fitness studio, home office, creative space, or teen lounge—the choice is yours. Just beyond the loft, folding doors open to an extraordinary rooftop deck spanning more than 300 square feet, creating the ultimate indoor-outdoor entertaining experience. Host gatherings under the stars, enjoy sunset dinners with friends, create an outdoor living room, or simply relax and take in the open air. This incredible rooftop retreat transforms the third floor into a destination all its own.

Location

Whittier, Los Angeles County, CA 90601

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Listed by: John Higgins · Melia Homes Inc

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$8,942

/ month (est.)

Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $114,490 · Loan: $1,030,410

%

Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.

$/ mo
Principal & Interest
$6,642
Property tax (1.25%)
$1,193
Homeowners insurance
$300
Mortgage insurance
$429
HOA dues
$378
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Aug 6, 2026

30-year fixed
6.69%
15-year fixed
6.01%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Whittier home with as little as 3.5% down using an FHA loan — roughly $40,072 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Active and pending listings in ZIP 90601 (Whittier)within ±10% of this home's price and size.

Local Market Stats

See Whittier, CA 90601 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.