12826 Philadelphia Street 3
Whittier, CA, 90601
$734,900
MLS: OC26056972
Beds
2
Baths
3
Sq Ft
1,331
Lot
—
Year Built
2026
MLS #
OC26056972
Days on Market
4
Listed
Mar 31, 2026
Description
Welcome to Plan 3 at Elara, the newest community by Melia Homes in the heart of Uptown Whittier. This thoughtfully designed new construction home offers 2 bedrooms, 2.5 bathrooms, and approximately 1,331 square feet of modern living space with a comfortable and functional layout ideal for today’s lifestyle. Located in the highly desirable Uptown Whittier neighborhood, Elara places you just moments from the charm and energy of Greenleaf Avenue, where you’ll enjoy walkable access to local cafés, boutique shopping, popular restaurants, and community events that make this historic district one of the most beloved areas in the city. Buyers will appreciate the opportunity to secure their home now and watch it come to life throughout construction, with anticipated move-in later this year. Plan 3 offers a low-maintenance lifestyle with stylish design and thoughtful spaces that make everyday living easy. Elara is an intimate collection of modern townhomes by Melia Homes, offering a rare opportunity to own new construction in one of Whittier’s most vibrant and walkable neighborhoods.
Location
Whittier, Los Angeles County, CA 90601
Open on Google Maps ↗Listed by: Amber Richard · Melia Homes Inc
Payment estimate
$5,405
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $73,490 · Loan: $661,410
- Principal & Interest
- $4,064
- Property tax (1.25%)
- $766
- Homeowners insurance
- $300
- Mortgage insurance
- $276
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Whittier home with as little as 3.5% down using an FHA loan — roughly $25,722 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 90601 (Whittier) within ±10% of this home's price and size.
$700,000
5058 Tierra Antigua
Whittier, 90601
$725,000
6717 Pickering
Whittier, 90601
$770,000
10239 Brian Court
Whittier, 90601
$785,000
12618 Bailey
Whittier, 90601
$785,000
6350 Court Ave
Whittier, 90601
$799,900
6232 Comstock
Whittier, 90601
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.