12826 Philadelphia Street 3
Whittier, CA, 90601
$734,900
MLS: OC26056972
Beds
2
Baths
3
Sq Ft
1,331
Lot
—
Year Built
2026
MLS #
OC26056972
Days on Market
77
Listed
Mar 31, 2026
Description
Welcome to Plan 3 at Elara, the newest community by Melia Homes in the heart of Uptown Whittier. This thoughtfully designed new construction home offers 2 bedrooms, 2.5 bathrooms, and approximately 1,331 square feet of modern living space with a comfortable and functional layout ideal for today’s lifestyle. Located in the highly desirable Uptown Whittier neighborhood, Elara places you just moments from the charm and energy of Greenleaf Avenue, where you’ll enjoy walkable access to local cafés, boutique shopping, popular restaurants, and community events that make this historic district one of the most beloved areas in the city. Buyers will appreciate the opportunity to secure their home now and watch it come to life throughout construction, with anticipated move-in later this year. Plan 3 offers a low-maintenance lifestyle with stylish design and thoughtful spaces that make everyday living easy. Elara is an intimate collection of modern townhomes by Melia Homes, offering a rare opportunity to own new construction in one of Whittier’s most vibrant and walkable neighborhoods.
Location
Whittier, Los Angeles County, CA 90601
Open on Google Maps ↗Listed by: Amber Richard · Melia Homes Inc
Payment estimate
$5,907
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $73,490 · Loan: $661,410
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,189
- Property tax (1.25%)
- $766
- Homeowners insurance
- $300
- Mortgage insurance
- $276
- HOA dues
- $377
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Whittier home with as little as 3.5% down using an FHA loan — roughly $25,722 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Whittier, CA 90601 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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