Under ContractManufacturedOnLand

12837 Hacienda

Phelan, CA, 92371

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$399,000

MLS: TR26082396

Beds

3

Baths

2

Sq Ft

1,512

Lot

2.30 ac

Year Built

2001

MLS #

TR26082396

Days on Market

40

Listed

Apr 16, 2026

Description

Seller is seeking strong backup offers! Current contract is contingent on buyer's home sale and subject to contingency timelines. Offers will be strongly considered! You can stop looking—this charming 3-bedroom, 2-bath manufactured home on a permanent foundation sits on 2.3 acres of fully fenced and cross-fenced land, offering the ideal setup for horse property, rural living, and outdoor lifestyle buyers. The home features a desirable split floor plan, a welcoming living and dining area, and a bright kitchen with center island. A separate laundry room adds everyday convenience, and the spacious primary suite provides a comfortable retreat. Move-in ready and well maintained. Designed for equestrian and animal use, the property includes 2 horse stables, open acreage for grazing, and plenty of space for round pens, turnouts, trailers, or additional improvements. Natural desert landscaping has been preserved to provide shade and a functional environment for animals. Additional features include a large covered structure for RV parking, trailers, or equipment, a storage shed, and a shipping container for feed, tack, or tools. Located in a horse-friendly, animal-friendly community with easy access just a short distance off the paved road—ideal for commuters, haulers, and everyday convenience. A rare opportunity for those seeking horse property, acreage, and a move-in ready home in Phelan.

Location

Phelan, San Bernardino County, CA 92371

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Listed by: Sara Kearns · Saravia Realty

Payment estimate

$3,140

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$2,274
Property tax (1.25%)
$416
Homeowners insurance
$300
Mortgage insurance
$150
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Phelan, CA 92371 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.