12837 Hacienda
Phelan, CA, 92371
$399,000
MLS: TR26082396
Beds
3
Baths
2
Sq Ft
1,512
Lot
2.30 ac
Year Built
2001
MLS #
TR26082396
Days on Market
1
Listed
Apr 16, 2026
Description
You can stop looking—this charming 3-bedroom, 2-bath manufactured home on a permanent foundation sits on 2.3 acres of fully fenced and cross-fenced land, offering the ideal setup for horse property, rural living, and outdoor lifestyle buyers. The home features a desirable split floor plan, a welcoming living and dining area, and a bright kitchen with center island. A separate laundry room adds everyday convenience, and the spacious primary suite provides a comfortable retreat. Move-in ready and well maintained. Designed for equestrian and animal use, the property includes 2 horse stables, open acreage for grazing, and plenty of space for round pens, turnouts, trailers, or additional improvements. Natural desert landscaping has been preserved to provide shade and a functional environment for animals. Additional features include a large covered structure for RV parking, trailers, or equipment, a storage shed, and a shipping container for feed, tack, or tools. Located in a horse-friendly, animal-friendly community with easy access just a short distance off the paved road—ideal for commuters, haulers, and everyday convenience. A rare opportunity for those seeking horse property, acreage, and a move-in ready home in Phelan.
Location
Phelan, San Bernardino County, CA 92371
Open on Google Maps ↗Listed by: Sara Kearns · Saravia Realty
Payment estimate
$3,072
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100
- Principal & Interest
- $2,206
- Property tax (1.25%)
- $416
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Phelan, CA 92371 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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