$399,000
MLS: TR26082396
Beds
3
Baths
2
Sq Ft
1,512
Lot
2.30 ac
Year Built
2001
MLS #
TR26082396
Days on Market
40
Listed
Apr 16, 2026
Description
Seller is seeking strong backup offers! Current contract is contingent on buyer's home sale and subject to contingency timelines. Offers will be strongly considered! You can stop looking—this charming 3-bedroom, 2-bath manufactured home on a permanent foundation sits on 2.3 acres of fully fenced and cross-fenced land, offering the ideal setup for horse property, rural living, and outdoor lifestyle buyers. The home features a desirable split floor plan, a welcoming living and dining area, and a bright kitchen with center island. A separate laundry room adds everyday convenience, and the spacious primary suite provides a comfortable retreat. Move-in ready and well maintained. Designed for equestrian and animal use, the property includes 2 horse stables, open acreage for grazing, and plenty of space for round pens, turnouts, trailers, or additional improvements. Natural desert landscaping has been preserved to provide shade and a functional environment for animals. Additional features include a large covered structure for RV parking, trailers, or equipment, a storage shed, and a shipping container for feed, tack, or tools. Located in a horse-friendly, animal-friendly community with easy access just a short distance off the paved road—ideal for commuters, haulers, and everyday convenience. A rare opportunity for those seeking horse property, acreage, and a move-in ready home in Phelan.
Location
Phelan, San Bernardino County, CA 92371
Open on Google Maps ↗Listed by: Sara Kearns · Saravia Realty
Payment estimate
$3,140
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,274
- Property tax (1.25%)
- $416
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Phelan, CA 92371 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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