12860 Greensboro Road
Victorville, CA, 92395
$485,000
MLS: HD26047269
Beds
3
Baths
2
Sq Ft
2,033
Lot
0.17 ac
Year Built
1986
MLS #
HD26047269
Days on Market
41
Listed
Mar 7, 2026
Description
Welcome to this beautifully maintained home located at 12860 Greensboro Road in Spring Valley Lake, where comfort & elegance meet a golfer’s dream lifestyle. Nestled on the Bear Valley Golf Course, this 3-bedroom, 2-bathroom gem offers 2,033 sq ft of living space, perfectly designed to provide both relaxation & entertaining opportunities. As you step inside, the sunken formal living room welcomes you with its inviting ambiance, while the formal dining room offers a sophisticated space for hosting special occasions. Throughout the home, you'll find elegant crown molding, adding a touch of sophistication to every room. The family room, complete with a cozy fireplace & views out every window, is an ideal retreat for any time of year. The kitchen is a chef’s delight, featuring sleek granite countertops, stainless steel appliances, a walk-in pantry, and a skylight that bathes the space in natural light. Enjoy meals in the charming breakfast nook, where you’ll have a front-row seat to the golf course. The primary suite is a true sanctuary, offering double door entry, a cedar-lined walk-in closet, and direct access to the backyard, where you can unwind on the covered patio. The en-suite bath boasts granite counter tops, double sinks & a walk-in tile shower, adding a touch of luxury to your daily routine. For added convenience, the home features an indoor laundry room with ample storage cabinets, a sink, & a built-in desk area—ideal for keeping things organized & out of sight. This home also offers an attached 2-car garage, complete with an automatic opener, built-in cabinets, & a workbench, making it the perfect space for storage & projects. Plus, the home has a new water heater, ensuring peace of mind for years to come. With a spacious lot, a beautifully landscaped backyard with lush grass, & a low-maintenance front yard, this home is perfect for outdoor living. Relax on the covered patio while enjoying peaceful sunsets & scenic golf course views. Residents of Spring Valley Lake enjoy incredible amenities including a 200-acre private lake for boating, fishing, & swimming, a beach area, parks, & a vibrant community center. For golf & recreation enthusiasts, join the Bear Valley Country Club that offers a Robert Trent Jones-designed 18-hole golf course along with tennis, pickleball, racquetball, a fitness center, Olympic-sized pool, jacuzzi, & sauna. Don’t miss the opportunity to own a beautiful golf course home in the sought-after Spring Valley Lake community.
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Gina Schene · First Team Real Estate
Payment estimate
$3,669
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $48,500 · Loan: $436,500
- Principal & Interest
- $2,682
- Property tax (1.25%)
- $505
- Homeowners insurance
- $300
- Mortgage insurance
- $182
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $16,975 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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