13870 Evergreen
Victorville, CA, 92395
$449,900
MLS: HD26079191
Beds
4
Baths
3
Sq Ft
1,772
Lot
0.17 ac
Year Built
1988
MLS #
HD26079191
Days on Market
1
Listed
Apr 13, 2026
Description
Nestled within the serene Spring Valley Lake community, this charming two-story house, built in 1988, boasts both character and comfort. With four spacious bedrooms, it offers ample living space for a growing family or hosting guests. The inviting interior features two and a half baths, ensuring convenience and privacy for all. The exterior is framed by lush greenery and mature trees, creating a picturesque setting for outdoor activities and enjoying the community. The large brick front porch and double door entry boasts a farmhouse feel welcoming to all. The Spring Valley Lake community has a lake, club house, golf course, and members only beach just minutes away as well as restaurants, markets and other amenities.
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Juan Rivera · Realty ONE Group Empire
Payment estimate
$3,425
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,990 · Loan: $404,910
- Principal & Interest
- $2,488
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $15,747 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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