12873 Cobalt Road
Victorville, CA, 92392
$410,000
MLS: HD25153778
Beds
4
Baths
2
Sq Ft
1,697
Lot
0.22 ac
Year Built
1990
MLS #
HD25153778
Days on Market
209
Listed
Jul 9, 2025
Description
MAJOR PRICE REDUCTION!!! MAKE IT YOUR OWN!!!! A REMODEL THAT WILL KNOCK YOUR SOCKS OFF !!!! This 4 bedroom 2 bathroom gem located close to schools, shopping and everything else is ready for your family. This home features oversize rooms, formal living room with two sided fireplace,3 car garage, covered patio, 2 storage sheds, oversize back yard and much much more.
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: Kenneth Courtney · HMS Realty
Payment estimate
$3,148
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,000 · Loan: $369,000
- Principal & Interest
- $2,267
- Property tax (1.25%)
- $427
- Homeowners insurance
- $300
- Mortgage insurance
- $154
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $14,350 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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