12881 Encanto Drive
Victorville, CA, 92392
$434,900
MLS: OC26146277
Beds
3
Baths
2
Sq Ft
1,989
Lot
0.33 ac
Year Built
1990
MLS #
OC26146277
Days on Market
11
Listed
Jul 7, 2026
Description
Spacious 3-bedroom, 2-bath home featuring a functional floor plan with vaulted ceilings, formal living and dining rooms, and a large family room with a cozy brick fireplace. The kitchen offers ample counter space and a breakfast nook, while the generously sized primary suite includes a walk-in closet and dual-sink vanity. Situated on an oversized 14,448 sq. ft. lot—one of the largest in the neighborhood—the expansive backyard offers endless possibilities for a pool, outdoor entertaining, gardening, or future improvements. Additional highlights include a 3-car garage with attic storage, newer flooring, dual-pane vinyl windows, central A/C, a whole-house water filtration system, and a professionally painted exterior finished with lifetime paint. Well maintained and showing beautifully, the home offers an excellent opportunity to add your own personal touches and build equity with cosmetic updates. Conveniently located near Victor Valley Mall, shopping, dining, freeway access, and the future Brightline West high-speed rail corridor.
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: Larry Echavarria · Redfin
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,411
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $43,490 · Loan: $391,410
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,495
- Property tax (1.25%)
- $453
- Homeowners insurance
- $300
- Mortgage insurance
- $163
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $15,222 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92392 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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