12909 Royal Palm
Chino, CA, 91710
$525,000
MLS: WS26205252
Beds
3
Baths
3
Sq Ft
1,281
Lot
0.05 ac
Year Built
1984
MLS #
WS26205252
Days on Market
5
Listed
Sep 23, 2026
Description
Welcome to this beautifully maintained and thoughtfully updated home in a prime Chino location! Featuring 3 bedrooms, 3 bathrooms, and approximately 1,281 square feet of living space, this home offers a comfortable and functional layout with numerous recent upgrades. As you enter, you’re immediately greeted by impressive oversized windows that bring in an abundance of natural light, beautifully illuminating the living room and kitchen and creating a bright, open, and inviting atmosphere. The well-sized kitchen flows into the dining area with convenient access to the backyard, making the layout ideal for both everyday living and entertaining. Upstairs, all bedrooms are thoughtfully arranged for privacy, along with a conveniently located laundry area. The primary suite features an upgraded bathroom and its own private outdoor retreat, providing a peaceful space to relax and enjoy the fresh air. Recent improvements include new flooring throughout the home, new windows throughout, a new garage door, and an upgraded primary bathroom. The spacious backyard offers plenty of room to relax, entertain, or create your own outdoor living space, while its low-maintenance design makes it easy to enjoy year-round. Additional highlights include an attached 2-car garage with direct access. Built in 1984 and thoughtfully updated and well maintained, this home is truly move-in ready and ready for its next owner to enjoy.
Location
Chino, San Bernardino County, CA 91710
Open on Google Maps ↗Listed by: TING CHEN · RE/MAX 2000 REALTY
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,539
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $52,500 · Loan: $472,500
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,246
- Property tax (1.25%)
- $547
- Homeowners insurance
- $300
- Mortgage insurance
- $197
- HOA dues
- $250
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Chino home with as little as 3.5% down using an FHA loan — roughly $18,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Chino, CA 91710 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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