12915 Riverview
Victorville, CA, 92395
$490,000
MLS: IV26203834
Beds
4
Baths
2
Sq Ft
2,221
Lot
0.17 ac
Year Built
2002
MLS #
IV26203834
Days on Market
45
Listed
Sep 17, 2026
Description
Welcome to this beautiful spacious single-story Spring Valley Lake Home, featuring 4 bedrooms, 2 bathrooms, 2,221sq ft of living space. This well-maintained home offers a comfortable and inviting layout with plenty of room for everyone to enjoy. The attractive, low-maintenance rock-landscaped front yard adds to its curb appeal. Enjoy all that the Spring Valley Lake community has to offer, including year-around lake access for boating and water activities, serval playgrounds, picnic areas, fishing areas and more. Come experience the home, the amenities, and the lifestyle this wonderful community has to offer!
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: MELODY DE LA ROSA · Vismar Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,138
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $49,000 · Loan: $441,000
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,005
- Property tax (1.25%)
- $510
- Homeowners insurance
- $300
- Mortgage insurance
- $184
- HOA dues
- $138
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $17,150 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92395 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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