12920 La Jara Circle
Cerritos, CA, 90703
$1,475,000
Original list price: $1,525,000
MLS: SW26225986
Beds
4
Baths
2
Sq Ft
2,050
Lot
0.12 ac
Year Built
1970
MLS #
SW26225986
Days on Market
17
Listed
Oct 21, 2026
Description
Discover the convenience of a truly walkable Cerritos lifestyle! This home offers a quite escape while being within walking distance to schools, parks, shopping & entertainment! Located within the coveted ABC Unified School District, & a short walk to Frank C. Leal Elementary School & Cerritos High School & Heritage Park. Then just walk across the street & you’re in the heart of Cerritos Towne Center for convenient everyday shopping & dining, with a variety of popular retailers, restaurants & entertainment options. The renowned Cerritos Library & Cerritos Center for the Performing Arts bring cultural attractions & community events close to home. With access to the 91, 605 & 5 freeways connecting throughout Los Angeles & Orange counties easily. A double-door entry opens to an expansive living room with dramatic vaulted ceilings & an oversized arched window bringing together the home’s warmth. Laminate flooring extends throughout the main living areas & bedrooms, creating a consistent flow. The central dining room with fireplace provides a space for everyday meals & larger gatherings while remaining conveniently connected to the kitchen & living room. The kitchen features abundant wood cabinetry, granite countertops, a full-height backsplash, recessed lighting, pantry storage & a large window overlooking the backyard. Sliding glass doors provide direct access to the covered patio, making outdoor dining & entertaining easily accessible. This distinctive floor plan offers 4 spacious bedrooms & 2 full bathrooms across 2 levels. 2 main-level bedrooms share a full bathroom with a granite vanity & tub-and-shower combination, providing convenient accommodations for guests, a home office or those who prefer to avoid stairs. Upstairs, 2 additional private bedrooms share an updated bathroom featuring a large vanity & glass-enclosed walk-in shower. The oversized primary bedroom includes 2 closets, one a walk-in & the other has mirrored wardrobe doors, direct bathroom access & a separate mini-split system for added comfort. An open upper-level landing provides additional space for a desk or reading area. The private backyard is enclosed by block walls & the layout provides room for outdoor seating, gardening & recreation. A newly installed solar system with battery backup adds energy production & storage capability. The attached 2 car garage includes a designated laundry area, storage cabinetry & a water-softening system, keeping household utility functions organized.
Location
Cerritos, Los Angeles County, CA 90703
Open on Google Maps ↗Listed by: Tom Bashe · Localist Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$11,383
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $147,500 · Loan: $1,327,500
Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $8,993
- Property tax (1.25%)
- $1,536
- Homeowners insurance
- $300
- Mortgage insurance
- $553
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Nov 5, 2026
- 30-year fixed
- 7.18%
- 15-year fixed
- 6.57%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Cerritos home with as little as 3.5% down using an FHA loan — roughly $51,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Cerritos, CA 90703 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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