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PendingSingleFamilyResidence

12924 Ramsey Dr

La Mirada, CA, 90638

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$650,000

MLS: PW26210603

Beds

4

Baths

2

Sq Ft

1,330

Lot

0.13 ac

Year Built

1954

MLS #

PW26210603

Days on Market

0

Listed

Sep 26, 2026

Description

Bring your vision to this 4-bedroom, 2-bathroom home in an established La Mirada neighborhood! This property offers an excellent opportunity for buyers looking to renovate, personalize, and add value. The home features a comfortable living room, central heating, a 2-car garage, and in-home laundry hookups with a gas dryer connection. The kitchen includes a gas range, over-the-range microwave, dishwasher, and gas water heater. Situated on a desirable corner lot, the property offers added privacy and a spacious patio perfect for hosting family gatherings, entertaining guests, or creating a wonderful outdoor play area for the family to enjoy. With this layout, outdoor space, and exciting potential, this home is ready for your personal touch. Don’t miss this great opportunity to make this La Mirada property your own!

Location

La Mirada, Los Angeles County, CA 90638

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Listed by: John Risso · The Agent and Company

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$5,184

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $65,000 · Loan: $585,000

%

Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$3,963
Property tax (1.25%)
$677
Homeowners insurance
$300
Mortgage insurance
$244
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Nov 5, 2026

30-year fixed
7.18%
15-year fixed
6.57%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down+

First-time and repeat buyers can purchase this La Mirada home with as little as 3.5% down using an FHA loan — roughly $22,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Similar Homes Nearby

Active and pending listings in ZIP 90638 (La Mirada)within ±10% of this home's price and size.

Local Market Stats

See La Mirada, CA 90638 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

★#1 Producing Individual Realtor, Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.