12977 Magnolia Avenue
Chino, CA, 91710
$599,999
MLS: OC26196210
Beds
3
Baths
1
Sq Ft
1,040
Lot
0.48 ac
Year Built
1948
MLS #
OC26196210
Days on Market
11
Listed
Sep 10, 2026
Description
Seeking Investors! Nearly half an acre in Chino with room to build, grow, and reimagine. This 3-bedroom, 1-bath home sits on a rare oversized lot with a deep, usable backyard and a large front yard that gives the property real presence from the street. Mature fruit trees already anchor the rear grounds, and the open land beyond them is ready for whatever comes next: an ADU, a workshop, gardens, RV or equipment parking, or continued expansion of the home itself (buyer to verify with the City of Chino). Inside, the layout is simple and functional. A gas fireplace warms the main living space, and the laundry is conveniently located indoors. At the rear of the home, unfinished additions are already in place and expand the footprint well beyond the original structure, giving the next owner a head start on added square footage and the freedom to finish the space to suit their own plans (buyer to verify permit status). A single-car garage is also unfinished, offering a blank slate for storage, a studio, or a future conversion.
Location
Chino, San Bernardino County, CA 91710
Open on Google Maps ↗Listed by: Taylor-Ann Bergeron · Anvil Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,889
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $60,000 · Loan: $539,999
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,739
- Property tax (1.25%)
- $625
- Homeowners insurance
- $300
- Mortgage insurance
- $225
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Chino home with as little as 3.5% down using an FHA loan — roughly $21,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Chino, CA 91710 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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