12977 Rocky Trail Way
Victorville, CA, 92395
$499,000
MLS: IV25229470
Beds
4
Baths
3
Sq Ft
2,217
Lot
0.17 ac
Year Built
2021
MLS #
IV25229470
Days on Market
154
Listed
Sep 30, 2025
Description
BACK ON THE MARKET!! BUYERS FAILED TO PERFORM!! Welcome to your move-in ready oasis at 12977 Rocky Trail Way, a pristine newer home (built in 2021) tucked into the desirable Rocky Trail neighborhood of Victorville. Meticulously maintained and still in “as new” condition, this home offers modern style, generous space and amenities, and a lot with excellent curb appeal. Sitting on a spacious 7,500-square-foot lot, it provides plenty of outdoor room for entertaining, gardening, or future upgrades. From the moment you arrive, you’ll notice a neatly landscaped front yard, and a two-car attached garage that offers convenience and extra storage. Step inside to a bright and open floor plan that flows effortlessly between the living, dining, and kitchen areas — ideal for entertaining or everyday family life. The interior is filled with natural light, high ceilings, and modern flooring, creating a warm and inviting atmosphere. The kitchen features contemporary cabinetry, ample counter space, and a functional layout, making it perfect for both casual meals and gatherings. The primary suite serves as a private retreat, offering generous space, a spa-like en suite bathroom, and a walk-in closet. Additional bedrooms are thoughtfully sized and versatile, ideal for guests, kids, or a home office. Each bathroom is finished with clean, modern fixtures and a neutral color palette that complements the home’s contemporary style. With central air and heating, energy-efficient design, and well-maintained finishes, this home delivers all the modern comforts buyers are looking for.
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: JOANNA TRUJILLO · ELEVATE REAL ESTATE AGENCY
Payment estimate
$3,766
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,900 · Loan: $449,100
- Principal & Interest
- $2,759
- Property tax (1.25%)
- $520
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $17,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92395 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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