13460 Chinquapin
Victorville, CA, 92395
$455,000
MLS: HD26079078
Beds
2
Baths
2
Sq Ft
1,923
Lot
0.17 ac
Year Built
1983
MLS #
HD26079078
Days on Market
9
Listed
Apr 13, 2026
Description
Welcome to the highly desirable Spring Valley Lake community! This charming and spacious home offers approximately 1,900+ sq ft of comfortable living with 2 bedrooms, PLUS den/bedroom and 2 bathrooms, plus a flexible layout with potential for a 3rd bedroom or office. Step inside to a warm and inviting great room featuring a cozy wood-burning stove fireplace, perfect for relaxing evenings. The home boasts vaulted ceilings, abundant natural light, and beautiful wood accents throughout, creating a unique and welcoming atmosphere. The functional floor plan includes a formal dining area, breakfast nook, and a well-appointed kitchen with granite countertops. A versatile den/office space offers additional flexibility for today’s lifestyle needs. Situated on a generously sized lot, this property offers the opportunity to enjoy all the amenities of Spring Valley Lake, including private lake access, boating, fishing, parks, golf, and 24-hour security. Don’t miss this opportunity to own a home in one of Victorville’s most sought-after communities!
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Lorraine Dauk · CENTURY 21 LEADERS REAL ESTATE
Payment estimate
$3,461
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,500 · Loan: $409,500
- Principal & Interest
- $2,516
- Property tax (1.25%)
- $474
- Homeowners insurance
- $300
- Mortgage insurance
- $171
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $15,925 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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