1300 Saratoga Avenue 2009
Ventura, CA, 93003
$412,000
MLS: V1-38307
Beds
2
Baths
1
Sq Ft
873
Lot
—
Year Built
1974
MLS #
V1-38307
Days on Market
2
Listed
Aug 20, 2026
Description
Freshly updated and move-in ready, this 2-bedroom, 1-bath upstairs corner condo is located in Ventura's popular Peppertree community. Recent updates include new central A/C and heat, LVP flooring, recessed lighting, ceiling fans, electrical panel, doors and hardware, baseboards, door casings, and interior paint.The remodeled kitchen features quartz countertops, new appliances with factory warranties, and an in-unit washer/dryer combo. The unit also includes a corner single-car garage with plywood separation and an assigned parking space directly in front of the condo.Peppertree amenities include an indoor pool, fitness center, and tennis courts. HOA dues include water and trash. Convenient Ventura location with easy access to shopping, dining, public transportation and major roadways.
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Kate Budroe · eXp Realty of Greater LA
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,770
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $41,200 · Loan: $370,800
Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,380
- Property tax (1.25%)
- $429
- Homeowners insurance
- $300
- Mortgage insurance
- $155
- HOA dues
- $506
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 20, 2026
- 30-year fixed
- 6.65%
- 15-year fixed
- 5.95%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $14,420 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ventura, CA 93003 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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