13046 Bermuda Dunes
Victorville, CA, 92395
$689,900
MLS: HD26077035
Beds
4
Baths
3
Sq Ft
2,818
Lot
0.18 ac
Year Built
1996
MLS #
HD26077035
Days on Market
7
Listed
Apr 9, 2026
Description
Fully remodeled and move-in ready in Spring Valley Lake! This 4-bedroom, 3-bath home features a rare dual primary layout with one suite upstairs and one downstairs—perfect for multi-generational living or added flexibility. Enjoy an open-concept kitchen, spacious living areas, and thoughtful upgrades throughout. Complete with a 3-car garage and hard-to-find RV parking, this home checks all the boxes in one of the High Desert’s most sought-after communities.
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Kristin Rege · Realty ONE Group Empire
Payment estimate
$5,092
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $68,990 · Loan: $620,910
- Principal & Interest
- $3,815
- Property tax (1.25%)
- $719
- Homeowners insurance
- $300
- Mortgage insurance
- $259
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $24,147 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92395 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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