13129 Gabay
Rancho Cucamonga, CA, 91739
$599,998
MLS: DW25223022
Beds
3
Baths
2
Sq Ft
1,583
Lot
0.12 ac
Year Built
2002
MLS #
DW25223022
Days on Market
7
Listed
Sep 22, 2025
Description
Welcome to 13129 Gabay Ct—classic Rancho Cucamonga living with everyday convenience. Set near Victoria Gardens, parks, and quick routes to the 210/15, this inviting home features a bright, open living area that flows to the kitchen and dining spaces for easy daily routines and weekend gatherings. The private primary suite provides a relaxing retreat with its own bath, while flexible spaces accommodate guests, a home office, or hobbies. Enjoy effortless indoor–outdoor living with a patio and a usable backyard—great for casual dining, gardening, or play. Practical perks include indoor laundry, an attached garage, and ample storage. Minutes to shopping, dining, trails, and community amenities—close to it all yet tucked away from the rush on a quiet court address. A wonderful opportunity to own in Rancho Cucamonga’s 91739 zip. Buyer to verify all information, including square footage, lot size, permits, and school boundaries
Location
Rancho Cucamonga, San Bernardino County, CA 91739
Open on Google Maps ↗Listed by: Christopher Rubio · Rubio Real Estate
Payment estimate
$4,570
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $60,000 · Loan: $539,998
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,420
- Property tax (1.25%)
- $625
- Homeowners insurance
- $300
- Mortgage insurance
- $225
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $21,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91739 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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