13130 Rose
Cerritos, CA, 90703
$1,250,000
MLS: TR26074960
Beds
4
Baths
2
Sq Ft
1,608
Lot
0.13 ac
Year Built
1968
MLS #
TR26074960
Days on Market
0
Listed
Apr 18, 2026
Description
Welcome to this beautifully maintained home offering a bright, open layout and warm, inviting finishes throughout. The spacious living room features rich hardwood flooring, recessed lighting, and a cozy fireplace, creating the perfect setting for both relaxation and entertaining. Large sliding glass doors seamlessly connect the indoor living space to the backyard, filling the home with natural light. The kitchen is well-appointed with ample cabinetry, generous counter space, and a charming dining area overlooking the yard, ideal for everyday meals or hosting guests. A grand entry with soaring ceilings and an elegant staircase sets a welcoming tone upon arrival, while multiple versatile rooms provide flexibility for a home office, guest space, or creative use. Upstairs, the bedrooms are comfortable and well-sized, including a serene primary suite with mirrored closet doors and abundant light. The bathrooms are tastefully updated with modern finishes, offering both style and functionality. Outside, the private backyard presents a great opportunity for outdoor enjoyment, gardening, or personalization. Completing the home is attractive curb appeal with a manicured front yard and a two-car garage. This property combines comfort, space, and potential in a desirable setting.
Location
Cerritos, Los Angeles County, CA 90703
Open on Google Maps ↗Listed by: Yuk Siu · A + Realty & Mortgage
Payment estimate
$8,983
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $125,000 · Loan: $1,125,000
- Principal & Interest
- $6,912
- Property tax (1.25%)
- $1,302
- Homeowners insurance
- $300
- Mortgage insurance
- $469
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Cerritos home with as little as 3.5% down using an FHA loan — roughly $43,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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