ActiveTownhouse

1315 Bayside Circle

Oxnard, CA, 93035

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$974,900

MLS: V1-36070

Beds

3

Baths

3

Sq Ft

1,950

Lot

0.04 ac

Year Built

2004

MLS #

V1-36070

Days on Market

15

Listed

Apr 29, 2026

Description

This incredible townhome was built in 2004, is in a gated community, and lives like new! Rich, NEW WALNUT FLOORS throughout the home, PLANTATION SHUTTERS, a custom kitchen island, cathedral ceiling and a STONE FEATURE WALL bring warmth and character rarely found at this price point. This desirable END-UNIT residence lives like a single-family home, with no neighbors above or below and only one shared wall. This home is ideally positioned and tucked in the back of the development. Enjoy the best of indoor-outdoor living with 3 private OUTDOOR SPACES, perfect for catching refreshing ocean breezes. From the primary bedroom and its balcony, take in peekaboo OCEAN VIEWS of Santa Cruz Island--an ideal backdrop for restful mornings and relaxing evenings.Featuring 3 bedrooms, 3 bathrooms, and approximately 1,950 square feet, this special property blends comfort, charm, and coastal living in one inviting package. Take pleasure in peaceful living in this smaller than average, gated and fully fenced community with a heated pool and spa. This is more than just a home, it's lifestyle where you can walk to the harbor, grab a bite to eat, come home and watch the sunset over the ocean and cozy up by the fireplace. Call to see it today!

Location

Oxnard, Ventura County, CA 93035

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Listed by: Jamie Hadler · BHHS California Properties

Payment estimate

$7,152

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $97,490 · Loan: $877,410

%
Principal & Interest
$5,471
Property tax (1.25%)
$1,016
Homeowners insurance
$300
Mortgage insurance
$366
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of May 7, 2026

30-year fixed
6.37%
15-year fixed
5.72%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $34,122 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.