13184 Cardinal Road
Victorville, CA, 92392
(No pictures available yet)
$445,000
MLS: TR26098012
Beds
3
Baths
2
Sq Ft
1,891
Lot
0.25 ac
Year Built
1992
MLS #
TR26098012
Days on Market
8
Listed
May 5, 2026
Description
Welcome to this spacious 4-bedroom, 2-bath home offering comfort, functionality, and room to grow. Freshly updated with new interior paint and brand-new carpet, this home is move-in ready. The kitchen features new countertops, a stainless steel farmhouse sink, a new gas stove, and a modern exhaust hood—perfect for everyday cooking and entertaining. Enjoy a large living room and formal dining area, along with a separate family room that opens directly to the backyard. Additional highlights include an indoor laundry area and a 2-car garage for convenience. Step outside to a huge backyard with endless possibilities—ideal for entertaining, gardening, or even adding a pool. Conveniently located near schools with easy access to Highway 395, this home combines space, updates, and location at a great value.
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: Rebecca Leal · Coldwell Banker Top Team
Payment estimate
$3,464
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,500 · Loan: $400,500
- Principal & Interest
- $2,534
- Property tax (1.25%)
- $464
- Homeowners insurance
- $300
- Mortgage insurance
- $167
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $15,575 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92392 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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