$450,000
MLS: HD26198990
Beds
3
Baths
2
Sq Ft
1,510
Lot
0.17 ac
Year Built
1996
MLS #
HD26198990
Days on Market
1
Listed
Sep 11, 2026
Description
Welcome Home to Spring Valley Lake! Step inside This Charming Home to a Bright Open Feel with High Ceilings, and beautiful Dual-Sided Fireplace creating the perfect cozy focal point between the living area and Bedrooms. The spacious Primary Suite features a Walk-In Closet and a comfortable retreat-like feel you’ll love coming home to. Outside, the Backyard offers Green Grass, Garden Space, and plenty of room to relax, entertain, or enjoy quiet evenings outdoors. Located in the highly desirable Spring Valley Lake Community! Residents enjoy access to the Private Lake, Boating, Fishing, Swim Beach, Marina, Parks, Playgrounds, Dog Park, Sport Courts, Community Facilities, Equestrian Amenities, and more! Close to Shopping, Dining, Schools, and everyday conveniences, Homes with this much personality are hard to find! Come See It Before It’s Gone!
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Joanna Nassar · Coldwell Banker Envision
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,705
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $45,000 · Loan: $405,000
Average 30-yr fixed rate 6.76% as of Sep 10, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,630
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
- HOA dues
- $138
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 10, 2026
- 30-year fixed
- 6.76%
- 15-year fixed
- 6.09%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92395 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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