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$325,000
MLS: 26003563
Beds
2
Baths
1
Sq Ft
1,981
Lot
0.21 ac
Year Built
1962
MLS #
26003563
Days on Market
3
Listed
May 3, 2026
Description
Great investment two units property, 3 beds/ 2 baths each . Easy access.
Location
North Edwards, Kern County, CA 93523
Open on Google Maps ↗Listed by: Nancy Orellana · Century 21 Doug Anderson
Payment estimate
$2,571
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $32,500 · Loan: $292,500
- Principal & Interest
- $1,810
- Property tax (1.25%)
- $339
- Homeowners insurance
- $300
- Mortgage insurance
- $122
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 30, 2026
- 30-year fixed
- 6.30%
- 15-year fixed
- 5.64%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this North Edwards home with as little as 3.5% down using an FHA loan — roughly $11,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing+
ZIP code 93523 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in North Edwards. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See North Edwards, CA 93523 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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