13225 Topock
Apple Valley, CA, 92308
$395,000
MLS: IG26176593
Beds
3
Baths
2
Sq Ft
1,456
Lot
0.42 ac
Year Built
1987
MLS #
IG26176593
Days on Market
25
Listed
Aug 12, 2026
Description
Welcome home to this spacious and inviting 3-bedroom, 2-bath Apple Valley property, where comfort, charm, and thoughtful upgrades come together! BONUS: Recent appraisal at $405,000, above the asking price, along with completed septic, pest, and home inspections with clear results! From the moment you arrive, you'll appreciate the beautiful mature shade trees, expansive front yard, and welcoming atmosphere. Step inside to discover a freshly painted interior, brand-new carpet, and new mini blinds, giving the home a fresh, updated feel. The living room features a cozy fireplace, creating the perfect space to unwind, while the spacious step-down family room offers even more room for entertaining, relaxing, or gathering with loved ones. A dedicated dining area provides the perfect setting for everyday meals and special occasions, while the kitchen features a brand-new stove and dishwasher. The primary bedroom offers its own private en-suite bathroom, creating a comfortable retreat at the end of the day. Beyond the cosmetic updates, several major components have been serviced, repaired, or replaced within the last 7 years, including the roof, AC, water heater, and septic system! The home also features a swamp cooler for additional cooling options, along with plenty of other upgrades throughout. Step outside and enjoy the possibilities of the generously sized, fully fenced backyard, offering ample room for entertaining, gardening, outdoor activities, or simply enjoying those beautiful High Desert evenings. The expansive front yard provides additional space and flexibility, complemented by gorgeous shade trees that add character and curb appeal. With two separate living spaces, recent improvements, attention to major systems, and plenty of indoor and outdoor room to enjoy, this property offers a wonderful combination of comfort and functionality. Come see everything this Apple Valley home has to offer and make it your own!
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Jacquelynn Burner · KELLER WILLIAMS REALTY
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,268
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,500 · Loan: $355,500
Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,408
- Property tax (1.25%)
- $411
- Homeowners insurance
- $300
- Mortgage insurance
- $148
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Nov 5, 2026
- 30-year fixed
- 7.18%
- 15-year fixed
- 6.57%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $13,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92308 (Apple Valley)within ±10% of this home's price and size.
$357,000
19423 Crystal Springs Lane
Apple Valley, 92308
$369,999
11746 Mohawk Road
Apple Valley, 92308
$379,000
20565 Winona Rd
Apple Valley, 92308
$384,000
23560 Tussing Ranch
Apple Valley, 92308
$385,000
13146 Mohawk
Apple Valley, 92308
$385,000
20800 Sholic
Apple Valley, 92308
Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.