1325 Cedar
San Bernardino, CA, 92404
$475,000
MLS: CV26082977
Beds
3
Baths
2
Sq Ft
1,415
Lot
0.28 ac
Year Built
1924
MLS #
CV26082977
Days on Market
3
Listed
Apr 17, 2026
Description
Welcome to 1325 Cedar Street! This 3-bedroom gem measures at just over 1,400 SqFt and sits on a whopping 12,000 SqFt Lot that contains a large 3-Car Garage located in the rear of the home. This can easily be converted into an ADU or retained as the perfect workshop with boundless income opportunities. The exterior of the residence has undergone a small makeover with a fresh coat of paint & modern wood trimming, enhancing its curb appeal and ensuring a welcoming first impression. Step inside to discover a modern wood-haven with those who seek a presence of Victorian elegance. In the kitchen you will find beautifully updated cabinets accompanied by granite counter tops. --Down the hall you'll find three spacious bedrooms with hardwood floors throughout. The rear dwelling includes incredible building opportunities, whether it be the garage of your dreams or an ADU, --providing significant rental income. It already contains a small 3/4 restroom located inside the workshop. The large lot size allows for easy access to the south side of the home along with privacy throughout, which contains more than enough size for RV Accessibility or additional parking for numerous vehicles. Arrange an appointment to view this home today!
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: Raad Shalabi · RE/MAX TIME REALTY
Payment estimate
$3,600
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,500 · Loan: $427,500
- Principal & Interest
- $2,627
- Property tax (1.25%)
- $495
- Homeowners insurance
- $300
- Mortgage insurance
- $178
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $16,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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