1328 W 214th Street
Torrance, CA, 90501
$899,000
Original list price: $970,000
MLS: OC26140244
Beds
4
Baths
2
Sq Ft
1,800
Lot
0.13 ac
Year Built
1959
MLS #
OC26140244
Days on Market
70
Listed
Jun 26, 2026
Description
Welcome to this charming 4-bedroom, 2-bath home located in the desirable Harbor Gateway area with a Torrance mailing address, offering convenient access to the best of the South Bay lifestyle. This well-maintained residence features a functional and inviting layout filled with natural light and comfortable living spaces throughout. The spacious living area is ideal for both everyday relaxation and entertaining, while the kitchen offers ample cabinetry and generous workspace for all your culinary needs. The well-proportioned bedrooms provide versatility for families, guests, or a dedicated home office. Situated on a generous lot, the property also offers excellent outdoor space—perfect for entertaining, gardening, or future expansion possibilities. Additional highlights include an attached garage, providing ample parking. Conveniently located near major freeways, shopping, dining, and South Bay beaches, this home offers both accessibility and lifestyle. A great opportunity for homeowners or investors looking to own in a centrally located South Bay-adjacent neighborhood.
Location
Torrance, Los Angeles County, CA 90501
Open on Google Maps ↗Listed by: Wendy Schatan · West Capital Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,800
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $89,900 · Loan: $809,100
Average 30-yr fixed rate 6.71% as of Sep 3, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,226
- Property tax (1.25%)
- $936
- Homeowners insurance
- $300
- Mortgage insurance
- $337
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 3, 2026
- 30-year fixed
- 6.71%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $31,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 90501 (Torrance)within ±10% of this home's price and size.
Local Market Stats
See Torrance, CA 90501 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.