13325 Margo
North Edwards, CA, 93523
$230,000
MLS: IG26010515
Beds
3
Baths
1
Sq Ft
984
Lot
0.22 ac
Year Built
1958
MLS #
IG26010515
Days on Market
87
Listed
Jan 18, 2026
Description
Welcome to this well-maintained single-family home, ready for its next owner! Featuring 3 bedrooms and 1 bathroom, this home offers a spacious and functional layout in a convenient, quiet neighborhood. Inside, you’ll find a bright and inviting living area filled with natural light. The kitchen provides ample cabinet space and modern appliances, making everyday meals and entertaining easy and enjoyable. All three bedrooms are comfortably sized, and the bathroom has been nicely maintained with updated fixtures. Recent improvements include a new A/C system for year-round comfort and a newly renovated storage room, offering valuable extra space for organization. New Windows for energy efficiency. Outside, the Oversized backyard is perfect for gardening, relaxing, or hosting gatherings. Located close to schools and just a 20-minute drive from popular camping and outdoor recreation areas, this move-in-ready home combines comfort, practicality, and location. Don’t miss this great opportunity—schedule your showing today!
Location
North Edwards, Kern County, CA 93523
Open on Google Maps ↗Listed by: Penny Jeffery Janich · Best Realty Partners
Payment estimate
$1,898
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $23,000 · Loan: $207,000
- Principal & Interest
- $1,272
- Property tax (1.25%)
- $240
- Homeowners insurance
- $300
- Mortgage insurance
- $86
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this North Edwards home with as little as 3.5% down using an FHA loan — roughly $8,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93523 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in North Edwards. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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