$1,298,000
MLS: 26991691
Beds
2
Baths
3
Sq Ft
1,859
Lot
0.18 ac
Year Built
1979
MLS #
26991691
Days on Market
21
Listed
Sep 25, 2026
Description
Thoughtfully renovated and filled with natural light, this townhouse-style residence pairs generous living spaces with exceptional private outdoor areas, including a rooftop deck with palm tree views. Set within an intimate six-residence community, the home feels peaceful and private while placing the best of Santa Monica just moments away. The main level is open and inviting, with windows on multiple sides bringing abundant natural light across light-toned wood floors. A spacious living room flows naturally into the dining area, where a statement light fixture adds a distinctive design moment. At the center of the space, the renovated kitchen is equally suited to everyday living and entertaining, with stone countertops, tile backsplash, abundant white shaker cabinetry, and premium stainless steel appliances. A built-in bar with beverage refrigerator extends the kitchen's functionality, while a sleek farmhouse sink completes the clean, contemporary aesthetic. Just beyond the main living spaces, a generous terrace enclosed by privacy fencing creates an inviting setting for outdoor dining, entertaining, or unwinding at the end of the day. A powder room and dedicated laundry area with a folding counter add thoughtful convenience. Upstairs, two spacious bedrooms provide a quiet sense of retreat, each with generous closet space and an en suite bathroom. The primary suite is distinguished by dramatic two-story vaulted ceilings and access to a versatile loft, ideal for a home office, creative studio, or additional lounge space. From the loft, doors open to a substantial private rooftop deck with turf flooring and views of the surrounding palms, creating a second outdoor living space above the city. The primary bathroom features a dual-sink vanity, glass-enclosed shower with body jets, and a separate soaking tub. A private two-car garage with direct access into the residence adds a level of convenience that's particularly valuable in Santa Monica. Ideally positioned near the shops, restaurants, and everyday amenities of Wilshire and Santa Monica Boulevards, the home is also just minutes from Montana Avenue, Third Street Promenade, and the beach, offering a vibrant lifestyle and easy access to some of Santa Monica's most popular destinations.
Location
Santa Monica, Los Angeles County, CA 90404
Open on Google Maps ↗Listed by: F. Ron Smith · Compass
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$10,677
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $129,800 · Loan: $1,168,200
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $8,088
- Property tax (1.25%)
- $1,352
- Homeowners insurance
- $300
- Mortgage insurance
- $487
- HOA dues
- $450
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $45,430 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Santa Monica, CA 90404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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