13384 Sheep Creek Road
Phelan, CA, 92371
$400,000
MLS: WS26049327
Beds
3
Baths
2
Sq Ft
1,564
Lot
1.25 ac
Year Built
1982
MLS #
WS26049327
Days on Market
32
Listed
Mar 6, 2026
Description
AMAZING HOME FOR SALE!!! Beautiful 3 bed, 2 bath, indoor laundry, bright kitchen with granite & cherry cabinets sitting on 1.25 ACRES !!! Lets not forget the 4 car garage with 2 roll up doors and a small shed for extra storage. Lots of private covered patio in between chain link fence for live ability. Check out this property while its still HOT!!!! ~
Location
Phelan, San Bernardino County, CA 92371
Open on Google Maps ↗Listed by: JUSTINE YAN · RED DRAGON REALTY CORP.
Payment estimate
$3,079
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,000 · Loan: $360,000
- Principal & Interest
- $2,212
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $14,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Phelan, CA 92371 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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