(No pictures available yet)
$400,000
MLS: WS26099591
Beds
3
Baths
2
Sq Ft
1,564
Lot
1.25 ac
Year Built
1982
MLS #
WS26099591
Days on Market
1
Listed
May 7, 2026
Description
AMAZING HOME FOR SALE!!! Beautiful 3 bed, 2 bath, indoor laundry, bright kitchen with granite & cherry cabinets sitting on 1.25 ACRES !!! Lets not forget the 4 car garage with 2 roll up doors and a small shed for extra storage. Lots of private covered patio in between chain link fence for live ability. Check out this property while its still HOT!!!! ~
Location
Phelan, San Bernardino County, CA 92371
Open on Google Maps ↗Listed by: JUSTINE YAN · RED DRAGON REALTY CORP.
Payment estimate
$3,144
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,000 · Loan: $360,000
- Principal & Interest
- $2,278
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $14,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Phelan, CA 92371 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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