13385 Monterey
Victorville, CA, 92392
$410,000
MLS: HD26143398
Beds
3
Baths
2
Sq Ft
1,243
Lot
0.18 ac
Year Built
1992
MLS #
HD26143398
Days on Market
10
Listed
Jul 18, 2026
Description
Beautifully maintained and ideally situated on a corner lot, this inviting home offers the perfect blend of comfort, functionality, and everyday convenience. Attractive landscaping and mature trees create welcoming curb appeal, while the thoughtfully designed interior provides comfortable spaces for everyday living and entertaining. The kitchen features granite countertops, a center island, abundant cabinetry, and generous workspace. The adjoining living area offers a cozy fireplace, creating a warm and inviting gathering space. Recent updates, including a newer A/C system and water heater, provide added value and peace of mind. Step outside to a covered patio that's perfect for outdoor dining, entertaining, or simply relaxing. A wide side gate provides convenient gated parking for additional vehicles. The generously sized detached storage building appears to offer electrical wiring and workspace potential, providing added versatility for storage, hobbies, or projects. Buyer to verify all features and uses. Conveniently located near schools, shopping, restaurants, parks, and with easy access to Interstate 15 and Highway 395, this well-cared-for home offers the ideal combination of comfort, convenience, and practicality. Come see all that this wonderful property has to offer.
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: Maria Gimenez Telleria · Century 21 Masters
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,233
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,000 · Loan: $369,000
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,352
- Property tax (1.25%)
- $427
- Homeowners insurance
- $300
- Mortgage insurance
- $154
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $14,350 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92392 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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