1340 W Avenue J4
Lancaster, CA, 93534
$279,900
MLS: 26000829
Beds
2
Baths
3
Sq Ft
1,215
Lot
1.53 ac
Year Built
1981
MLS #
26000829
Days on Market
84
Listed
Jan 31, 2026
Description
Welcome to 1340 W Avenue J4, Lancaster, CA 93534 — an excellent opportunity to own a home in the heart of Lancaster priced under $300,000. Located in a quiet, family-oriented neighborhood, this property offers both comfort and convenience. Enjoy close proximity to popular amenities including Dutch Bros Coffee, Sprouts Farmers Market, Chick-fil-A, and a nearby hospital, providing easy access to dining, shopping, and healthcare. The central location allows for quick access to major roads while maintaining a peaceful residential atmosphere. Ideal for first-time buyers, families, or investors seeking affordability in a well-established Lancaster community. Don't miss this opportunity to own at an attractive price point in a desirable area.
Location
Lancaster, Los Angeles County, CA 93534
Open on Google Maps ↗Listed by: Juan Fernandez · Real Brokerage Technologies
Payment estimate
$2,244
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $27,990 · Loan: $251,910
- Principal & Interest
- $1,548
- Property tax (1.25%)
- $292
- Homeowners insurance
- $300
- Mortgage insurance
- $105
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $9,797 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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