1341 Cole Lane
Upland, CA, 91784
$1,100,000
MLS: SW26186205
Beds
4
Baths
2
Sq Ft
2,078
Lot
0.12 ac
Year Built
2005
MLS #
SW26186205
Days on Market
11
Listed
Aug 25, 2026
Description
Welcome to this highly desirable single-story home in The Colonies of North Upland. This beautifully maintained Spanish-inspired residence offers approximately 2,078 sq ft, 4 bedrooms, 2 bathrooms, soaring ceilings, an open floor plan, granite countertops, stainless steel appliances, and abundant natural light. Step outside to a private, resort-style backyard featuring approximately $75,000 in improvements, including a custom rock waterfall, built-in outdoor kitchen with BBQ and refrigerator, expansive stamped concrete, mature landscaping, and custom vinyl privacy fencing an exceptional space for entertaining or relaxing at home. Additional highlights include a spacious primary suite with dual walk-in closets, fireplace, indoor laundry, attached two-car garage, mountain views, and the convenience of a highly desirable single-story floor plan. Stainless-steel Samsung refrigerator and select furniture can be included for the right price.
Location
Upland, San Bernardino County, CA 91784
Open on Google Maps ↗Listed by: Sinan Zakaria · Listed Simply
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$8,358
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $110,000 · Loan: $990,000
Average 30-yr fixed rate 6.71% as of Sep 3, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,395
- Property tax (1.25%)
- $1,146
- Homeowners insurance
- $300
- Mortgage insurance
- $413
- HOA dues
- $105
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 3, 2026
- 30-year fixed
- 6.71%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Upland home with as little as 3.5% down using an FHA loan — roughly $38,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Upland, CA 91784 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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