$450,000
Original list price: $399,000
MLS: WS26139500
Beds
3
Baths
2
Sq Ft
1,539
Lot
2.27 ac
Year Built
1990
MLS #
WS26139500
Days on Market
35
Listed
Jun 26, 2026
Description
**State of the Art SOLAR PANELS!**Potentially Assumable 2.8% Interest Rate, (Subject to Lender Approval) Embrace space, privacy, and possibility with this charming MOVE IN READY single-story, 3-bedroom, 2-bath home situated on more than 2.27 acres of usable land. The home features a solar system that will be paid off at closing, allowing the new owner to enjoy the benefits without an additional solar payment. The sellers report paying little to no electricity during some months and occasionally receiving energy credits, depending on usage and solar production. Two additional shed structures in the backyard provide ample storage for tools, equipment, and recreational gear. The true highlight of this property is something becoming increasingly difficult to find in Southern California: **space**. With sweeping mountain views and over two acres of land, there is room for horses, RVs, trailers, off-road vehicles, workshops, gardens, and more. Create the lifestyle you have been dreaming about and enjoy the freedom to use your property your way. Wake up to spectacular sunrises over the mountains, unwind beneath brilliant star-filled skies, and experience the peace and privacy of country living. Equestrian and outdoor enthusiasts will appreciate the nearby horseback-riding and hiking opportunities, access to the Pacific Crest Trail, fishing and boating at Silverwood Lake, and off-road adventures at El Mirage and Johnson Valley. The property also offers convenient access to regional highways connecting Phelan with the Victor Valley, Wrightwood, the Inland Empire, and surrounding employment centers. Local schools, shopping, restaurants, and everyday conveniences are within reach while preserving the quiet, relaxed atmosphere that makes Phelan so appealing. Come experience this beautiful property and discover why so many buyers are trading dense city living for more space, greater privacy, and, most importantly, peace.
Location
Phelan, San Bernardino County, CA 92371
Open on Google Maps ↗Listed by: BRIAN NGOY · Real Brokerage Technologies
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,540
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,000 · Loan: $405,000
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,603
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate+
This Phelan property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Phelan, CA 92371 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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