13523 Merry Oaks
Victorville, CA, 92392
$389,990
MLS: NDP2608005
Beds
3
Baths
2
Sq Ft
1,468
Lot
0.11 ac
Year Built
2003
MLS #
NDP2608005
Days on Market
10
Listed
Sep 2, 2026
Description
This move-in-ready, affordable 3-bedroom 2 bath Victorville home offers the perfect blend of comfort, open-concept living, and unbeatable value. A private side-front entry door welcomes you inside. The clean, freshly painted interior feels instantly bright and welcoming. Natural light pours into the home through the multiple windows and large patio slider door. Beautiful tile floors accent the entryway, hallway, bathrooms, laundry, and kitchen areas. The spacious living room comes complete with a warm gas fireplace. Nearby, the large open kitchen and dining area features abundant cabinet space and countertops. Kitchen opens to large yard with endless possibilities. The large primary bedroom suite offers dual sinks, large tub, and a huge walk-in closet. This home may be the best value available in the entire community.
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: Jeffrey Talani · Coldwell Banker Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,131
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $38,999 · Loan: $350,991
Average 30-yr fixed rate 6.76% as of Sep 10, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,279
- Property tax (1.25%)
- $406
- Homeowners insurance
- $300
- Mortgage insurance
- $146
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 10, 2026
- 30-year fixed
- 6.76%
- 15-year fixed
- 6.09%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $13,650 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92392 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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