13538 Applegate Court
Rancho Cucamonga, CA, 91739
$1,450,000
MLS: PF26038446
Beds
5
Baths
3
Sq Ft
3,701
Lot
0.39 ac
Year Built
2013
MLS #
PF26038446
Days on Market
1
Listed
Feb 20, 2026
Description
Breathtaking Mountain Views in Whispering Ranch Estate! Welcome to your dream home, nestled in the serene and quiet cul-de-sac of Whispering Ranch Estate, featuring an expansive 17,000+ sq ft flat lot with stunning mountain and city light views. This gorgeous residence offers 4 bedrooms, 3 bathrooms, plus an office, studio, and loft, providing exceptional flexibility for work, creativity, and entertainment. Two separate garages accommodate 3 parking spaces, along with additional side-yard parking for RVs and boats. The spacious open-concept floor plan is filled with natural light and features a formal living room, formal dining room, and an inviting family room—perfect for gatherings. The luxurious primary suite includes dual vanities, a separate soaking tub and shower, and a generous walk-in closet. Step outside to an entertainer’s paradise. The expansive backyard showcases breathtaking mountain views and includes: A custom outdoor gazebo with a fully equipped kitchen, built-in BBQ, and sink Outdoor dining area Relaxing seating space with fireplace Customized backyard putting green Ample flat space with potential for a future pool and spa With its incredible lot size, panoramic views, and entertainer-friendly layout, this home truly has it all. A must-see property — your dream home awaits!
Location
Rancho Cucamonga, San Bernardino County, CA 91739
Open on Google Maps ↗Listed by: Jose Alajo · Chu & Associates
Payment estimate
$10,372
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $145,000 · Loan: $1,305,000
- Principal & Interest
- $8,018
- Property tax (1.25%)
- $1,510
- Homeowners insurance
- $300
- Mortgage insurance
- $544
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $50,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Only large teams outsell Mike Watson · Keller Williams Realty
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