13653 Cobalt Road
Victorville, CA, 92392
$489,900
Original list price: $515,000
MLS: HD26150674
Beds
4
Baths
4
Sq Ft
2,814
Lot
0.19 ac
Year Built
2006
MLS #
HD26150674
Days on Market
108
Listed
Jul 11, 2026
Description
PAID SOLAR!! Victorville 4-bedroom + bonus loft upstairs, 4 bath open floor, 2 story home. The home has a formal living room open to the kitchen with a fireplace and oversized island for extra seating. Downstairs has a master bedroom/bath for guests or mother-in-law quarters. a formal living room when you first walk in then leads to a family room off the kitchen with separate dining area. The laundry is in doors with its own separate room, and the upstairs have an open bonus room that can be used for a game room, office or potential 5th bedroom if permitted. The upstairs primary suite is oversized with tons of space for a sitting area and open to the primary bathroom + a HUGE walk-in closet! The backyard is spacious and the home has a 3-car garage!
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: Dena Enborg · Give2Give Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,999
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $48,990 · Loan: $440,910
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,005
- Property tax (1.25%)
- $510
- Homeowners insurance
- $300
- Mortgage insurance
- $184
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $17,147 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92392 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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