13674 Buena Vista
Hesperia, CA, 92344
$515,000
MLS: IV26238685
Beds
5
Baths
3
Sq Ft
2,658
Lot
0.18 ac
Year Built
2004
MLS #
IV26238685
Days on Market
3
Listed
Nov 5, 2026
Description
3.75% FHA ASSUMABLE LOAN OPPORTUNITY! Why settle for today's interest rates when you may have the opportunity to assume an existing FHA loan at just **3.75% INTEREST!** Qualified buyers may be able to take advantage of the seller's existing below-market financing, subject to lender approval and assumption requirements. Ask the listing agent about the assumable loan and how this opportunity could benefit your purchase! Discover the space, flexibility, and value this beautiful home has to offer! Offering approximately 2,658 square feet, this thoughtfully designed home features 5 bedrooms, 3 bathrooms, two living areas, a dedicated office, and a spacious loft, creating plenty of room to live, work, entertain, and grow. The first-floor bedroom and full bathroom are ideal for guests, extended family, or multigenerational living. A separate office offers flexibility as a workspace, study, or playroom. The kitchen features granite countertops, abundant cabinetry, a walk-in pantry, and an open layout that flows seamlessly into the family room. A second living area provides even more space to relax and gather. Upstairs, the generously sized loft is perfect for a media room, game room, or additional lounge. The spacious primary suite features dual sinks, a separate tub and shower, and two walk-in closets. Three additional bedrooms and a conveniently located upstairs laundry room complete the second level. Step outside to a backyard with room for a pool, space for outdoor entertaining, and an included playground, with plenty of opportunity to create your own outdoor retreat to include possibly adding a ADU. Additional highlights include LOW PROPERTY TAXES, NO HOA, SOLAR, a two-car garage with additional storage space, and convenient access to schools, shopping, and the I-15 freeway. Buyers may also inquire about a potential closing cost credit with the preferred lender and available down payment assistance programs. Contact the listing agent for details about the 3.75% FHA assumable financing opportunity or to schedule your private tour. Assumption is subject to buyer qualification, lender approval, and applicable requirements. Other financing programs are subject to their respective guidelines.
Location
Hesperia, San Bernardino County, CA 92344
Open on Google Maps ↗Listed by: DESTINY STROMAN · ehomes
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,169
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $51,500 · Loan: $463,500
Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,140
- Property tax (1.25%)
- $536
- Homeowners insurance
- $300
- Mortgage insurance
- $193
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Nov 5, 2026
- 30-year fixed
- 7.18%
- 15-year fixed
- 6.57%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Hesperia home with as little as 3.5% down using an FHA loan — roughly $18,025 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Hesperia property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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