$485,000
MLS: TR26233357
Beds
2
Baths
2
Sq Ft
941
Lot
0.02 ac
Year Built
2009
MLS #
TR26233357
Days on Market
7
Listed
Oct 29, 2026
Description
Welcome to Ivy Gardens, a gated 55+ community (No age restriction to purchase). offering comfortable, convenient living! Centrally located within the community, this beautifully maintained second-floor, 2-bedroom, 2-bath condo offers elevator access and a bright, elegant building lobby. Just downstairs, a koi pond, cascading waterfall, and inviting seating areas create a peaceful setting for everyday enjoyment. Lovingly cared for as the owners’ vacation retreat, the home is in pristine condition. The functional kitchen includes a refrigerator, and an in-unit combination washer/dryer adds everyday convenience. A thoughtfully designed split-bedroom layout places a bedroom and full bathroom on each side of the living room, providing privacy and comfortable shared living space. A private balcony offers a relaxing spot to enjoy the fresh air. Community amenities include an indoor pool, spa, fitness center, clubhouse, and multipurpose activity spaces. HOA dues include water and trash service for added convenience and value. Ideally situated within walking distance of a medical plaza and Kaiser Permanente medical offices, with easy access to 99 Ranch Market, Costco,Target,Walmart, Chino and Chino Hills shopping centers, restaurants, and the 71 Freeway. Discover comfortable living in a welcoming community with everyday essentials close at hand!
Location
Chino, San Bernardino County, CA 91710
Open on Google Maps ↗Listed by: Shuping Zhan · WeTrust Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,356
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $48,500 · Loan: $436,500
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,975
- Property tax (1.25%)
- $505
- Homeowners insurance
- $300
- Mortgage insurance
- $182
- HOA dues
- $394
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Chino home with as little as 3.5% down using an FHA loan — roughly $16,975 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Chino, CA 91710 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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