15221 Chaparral Lane
Apple Valley, CA, 92307
$478,000
Original list price: $575,000
MLS: IG26104855
Beds
4
Baths
3
Sq Ft
2,869
Lot
0.94 ac
Year Built
1989
MLS #
IG26104855
Days on Market
74
Listed
May 19, 2026
Description
**Lender-Approved Short Sale! Cosmetic Fixer with Incredible Potential!** Don't miss this opportunity to own a spacious home with endless possibilities! This lender-approved short sale is priced to sell and is ready for its next owner to make it their own. Featuring 4 bedrooms, 3 bathrooms, approximately 2,869 square feet, and situated on nearly an acre in a quiet cul-de-sac, this property offers the space and flexibility today's buyers are looking for. The home is a cosmetic fixer, offering the perfect chance to add your personal style and build instant equity. Inside you'll find a bright, functional floor plan with an office or optional 5th bedroom downstairs, an indoor laundry room, a spacious primary suite with a private balcony, and a 4-car garage. The expansive lot provides room for RV parking, horses, recreational toys, or multi-generational living possibilities. Whether you're an investor or a buyer looking to customize your dream home, this property is full of potential. With lender approval already in place, one of the biggest hurdles of the short sale process has been completed. Bring your vision and make this property shine! This property offers the space and versatility that’s becoming harder to find. A rare opportunity with room to grow in a desirable cul-de-sac location! Easy to show!
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Victoria Martin · Realty ONE Group West
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,742
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,800 · Loan: $430,200
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,765
- Property tax (1.25%)
- $498
- Homeowners insurance
- $300
- Mortgage insurance
- $179
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $16,730 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92307 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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