13997 Riverside
Apple Valley, CA, 92307
$640,000
MLS: HD26105953
Beds
5
Baths
3
Sq Ft
2,720
Lot
0.68 ac
Year Built
2003
MLS #
HD26105953
Days on Market
64
Listed
May 28, 2026
Description
Welcome to this beautifully maintained home located in the sought-after Riverside area of Apple Valley! Offering comfort, functionality, and incredible outdoor living, this property is designed for both everyday living as well as entertaining. With ceramic tile and laminate flooring throughout, this home combines style with easy maintenance. The spacious kitchen is the heart of the home, complete with Corian countertops, a butcher block island, white cabinetry with contrasting hardware, a cozy breakfast nook, and an open layout overlooking the family room—perfect for entertaining or keeping an eye on the kids while they enjoy the sparkling, refreshing pool. Cozy up during cooler evenings with one of the two fireplaces, both featuring inserts. Step outside to enjoy your own private backyard retreat! The low-maintenance yard features plenty of hardscape (with no grass to maintain), and a thoughtfully placed above-ground pool, surrounded by wood decking for those hot summer months. The covered patio is an impressive approximately 900 square feet, ideal for gatherings and outdoor entertaining. Kids will love the unique two-story playhouse, while adults unwind in the private hillside sitting area, taking in breathtaking sunset views. Additional highlights include paid-off solar panels for energy efficiency and savings, and a tankless water heater for modern convenience. Ideally located in a desirable Apple Valley neighborhood, this home is just minutes from the popular Mojave Narrows Regional Park, offering fishing, camping, horseback riding, and outdoor recreation. Commuters will appreciate the convenient access to major roadways, while shoppers will enjoy being close to Jess Ranch Marketplace, including Sprouts Farmers Market, Hobby Lobby, and upcoming retail additions such as Ross and Five Below. This home truly offers the perfect blend of comfort, entertainment, convenience, and outdoor enjoyment.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Sonia Rivera · Century 21 Masters
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,908
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $64,000 · Loan: $576,000
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,702
- Property tax (1.25%)
- $667
- Homeowners insurance
- $300
- Mortgage insurance
- $240
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $22,400 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92307 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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