(No pictures available yet)
$589,900
MLS: HD26089304
Beds
3
Baths
3
Sq Ft
2,780
Lot
0.43 ac
Year Built
2002
MLS #
HD26089304
Days on Market
3
Listed
May 1, 2026
Description
Welcome Home to 20158 Yucca Loma Road in the heart of Apple Valley! This spacious home features a multi-generational layout with one bedroom and half bath on one end of the home alongside an oversized utility room; 3 bedrooms and 2.5 baths in total. The kitchen has been beautifully updated with wainscoting along the island, updated appliances, recessed lighting + pendants, and granite countertops. The AC was replaced new in Aug 2025! The open concept kitchen and family room have an abundance of natural light, built-ins, custom remote controlled shades, updated flooring, and a gas fireplace. Upon entry you will find a formal dining room and formal living room each separated by sliding barn style doors - these rooms can be multi-purposed to fit to your families needs! The oversized primary suite features dual walk-in closets, a walk-in tile shower and a soaking tub. Multiple storage closets throughout along with a pantry and indoor laundry room w/ storage. The property features a large circular driveway, 3-car garage, storage shed, and RV access. The backyard speaks for itself with the covered patio + deck and pergola and a mix of mature and natural landscape. Don't hesitate to check this one out before it's too late!
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Holly Barry · Give2Give Realty
Payment estimate
$4,443
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $58,990 · Loan: $530,910
- Principal & Interest
- $3,307
- Property tax (1.25%)
- $614
- Homeowners insurance
- $300
- Mortgage insurance
- $221
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 14, 2026
- 30-year fixed
- 6.36%
- 15-year fixed
- 5.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $20,647 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92307 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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