ActiveSingleFamilyResidence

20158 Yucca Loma Road

Apple Valley, CA, 92307

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$589,900

MLS: HD26089304

Beds

3

Baths

3

Sq Ft

2,780

Lot

0.43 ac

Year Built

2002

MLS #

HD26089304

Days on Market

3

Listed

May 1, 2026

Description

Welcome Home to 20158 Yucca Loma Road in the heart of Apple Valley! This spacious home features a multi-generational layout with one bedroom and half bath on one end of the home alongside an oversized utility room; 3 bedrooms and 2.5 baths in total. The kitchen has been beautifully updated with wainscoting along the island, updated appliances, recessed lighting + pendants, and granite countertops. The AC was replaced new in Aug 2025! The open concept kitchen and family room have an abundance of natural light, built-ins, custom remote controlled shades, updated flooring, and a gas fireplace. Upon entry you will find a formal dining room and formal living room each separated by sliding barn style doors - these rooms can be multi-purposed to fit to your families needs! The oversized primary suite features dual walk-in closets, a walk-in tile shower and a soaking tub. Multiple storage closets throughout along with a pantry and indoor laundry room w/ storage. The property features a large circular driveway, 3-car garage, storage shed, and RV access. The backyard speaks for itself with the covered patio + deck and pergola and a mix of mature and natural landscape. Don't hesitate to check this one out before it's too late!

Location

Apple Valley, San Bernardino County, CA 92307

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Listed by: Holly Barry · Give2Give Realty

Payment estimate

$4,443

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $58,990 · Loan: $530,910

%
Principal & Interest
$3,307
Property tax (1.25%)
$614
Homeowners insurance
$300
Mortgage insurance
$221
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of May 14, 2026

30-year fixed
6.36%
15-year fixed
5.71%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $20,647 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Apple Valley, CA 92307 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.