13997 Riverside
Apple Valley, CA, 92307
$560,000
Original list price: $625,000
MLS: HD26223781
Beds
4
Baths
3
Sq Ft
2,720
Lot
0.68 ac
Year Built
2003
MLS #
HD26223781
Days on Market
15
Listed
Oct 16, 2026
Description
PRICE RANGE: $585,000–$625,000 | PAID-OFF SOLAR | NO HOA! Discover space, flexibility, and inviting indoor-outdoor living in this Apple Valley home. An open-concept layout connects the spacious family room and kitchen, offering a comfortable setting for everyday living and entertaining. A bright breakfast nook overlooks the pool and expansive backyard. Step outside to approximately 900 sq. ft. of covered patio—an inviting space for outdoor dining, weekend BBQs, or relaxing in the shade. The generous backyard offers room to garden, play, and explore potential ADU or guest house options, subject to buyer verification and local approvals. RV access and a 3-car garage provide added parking and storage flexibility. A bonus room adjoining the primary bedroom offers options for a home office, nursery, fitness room, or retreat. Buyers may also explore conversion to a fifth bedroom, subject to applicable requirements and permits. Paid-off solar and no HOA dues add to the appeal. Conveniently located near shopping, dining, schools, parks, and medical facilities, with access to the Yucca Loma Bridge and routes connecting to Interstate 15. Motivated buyers—come explore the possibilities and make this home your own! All information is deemed reliable but not guaranteed. Buyer is advised to independently verify all information, including square footage, permits, zoning, solar ownership and terms, ADU or bedroom conversion potential, schools, and intended uses.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Sonia Rivera · Century 21 Masters
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,528
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $56,000 · Loan: $504,000
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,435
- Property tax (1.25%)
- $583
- Homeowners insurance
- $300
- Mortgage insurance
- $210
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $19,600 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92307 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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