ActiveSingleFamilyResidence

1400 Cameron Street

Ventura, CA, 93001

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$895,000

MLS: V1-35792

Beds

3

Baths

2

Sq Ft

1,019

Lot

0.15 ac

Year Built

1952

MLS #

V1-35792

Days on Market

3

Listed

Apr 14, 2026

Description

Westside Ventura living at it's best--where coastal living, community, and convenience come together in the heart of Ventura's Westside. This fully renovated home offers the ideal setup for families looking to be close to the beach, downtown, and Ventura Charter School--all while enjoying one of the city's most authentic neighborhoods.Step inside to a bright, open-concept layout designed for real life. The seamless flow between the living, dining, and kitchen areas makes it easy to stay connected--whether you're helping with homework, hosting friends, or winding down after a day at the beach. Natural light fills the space, while clean, modern finishes create a fresh, move-in-ready feel.The kitchen is the centerpiece of the home, opening directly to the main living areas--perfect for busy mornings, family dinners, and casual gatherings. Every detail of the renovation was thoughtfully done, combining style and function so you can settle in without the to-do list.Outside, the spacious yard gives you room to grow--think weekend BBQs, kids playing, or creating your own outdoor retreat. There is space for RV parking, and flexibility for future expansion, adding long-term value and options as your needs evolve.Location is where this home truly stands out. You're just minutes to the beach for after-school surf sessions, a quick bike ride to downtown Ventura's restaurants and coffee spots, the Ventura Ojai Bike Trail, close proximity to Ventura Charter School and freeway access--making daily routines simple and stress-free.Living on the Westside means more than just owning a home--it's about being part of a tight-knit, creative, and laid-back coastal community.

Location

Ventura, Ventura County, CA 93001

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Listed by: Jeffrey Belzer · LIV Sotheby's International

Payment estimate

$6,517

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $89,500 · Loan: $805,500

%
Principal & Interest
$4,949
Property tax (1.25%)
$932
Homeowners insurance
$300
Mortgage insurance
$336
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $31,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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